The Department of Education restarted collections of loans in default on Monday, putting millions of borrowers at risk of having their benefits and wages garnished. Here’s what to know.

Of the nearly 43 million people who have student loan debt, only a little more than a third have made regular payments, officials said.

The Department of Education is restarting its collection of defaulted student loans after a five-year halt. Repayment requirements have been halted since March 2020 due to the COVID-19 pandemic. However,