Medicare’s open enrollment starts Tuesday and runs through Dec. 7. People who are turning 65 can sign up for three months before and after their birth month, but most current recipients can only make changes to their coverage during open enrollment.

Medicare open enrollment starts today, and there are big changes coming in 2025, including the elimination of the "donut hole," a $2,000 out-of-pocket-maximum, and more.

One of the biggest changes takes effect in 2025. Part D drug plans must cap out-of-pocket spending on covered drugs at $2,000 a year. It will benefit enrollees with high drug costs by allowing enrollees to pay their prescription costs monthly rather than all at once.