I'm using the Chase Sapphire Preferred and Freedom Unlimited together to rack up points -- and now we're booking a trip to ...

If your unused credit card has no annual fee, there’s not much financial downside to leaving it open. This allows you to ...

It is recommended that you check your credit report regularly—at least once a year—so that you can spot any mistakes or fraud ...

Canceling a credit card that you don’t use can also impact your credit utilization ratio. When you cancel a card you don’t ...

Bank of America cards ... made on credit accounts from the past seven to 10 years – is the single biggest factor in your credit score, accounting for 35% of your score. I should have great ...

Whenever you have ... should ask to build up good habits. This is a great question, and I’m always happy to see when people take the time to learn how to handle credit cards.

A Reddit user is wondering if he should close some of his credit cards, but he’s not sure how to narrow down the choices. He currently has a total of eight cards, but he wants to have three at most.

Want to make the most of your onboard meals? Do this one thing and head to the main dining room as soon as you board a cruise ...

If you hold a credit card or have a ... one should check the credit report at least once a year to stay abreast of one's creditworthiness. The following are the key reasons why one must check ...

By following this simple routine, you can protect yourself against theft when embarking on a cruise and enjoying the journey.

You should track your balance regularly to prevent spending over the credit limit or beyond your budget. Most card issuers have an online portal or mobile app that cardholders can access to track ...

“Why don’t you have more credit card debt?” Translation: “We can’t make money off of you with interest charges because you pay in full, so why should I help you?” However, he finally ...