Your monthly premium is what you pay for your health insurance coverage. Keep in mind that a health insurance premium doesn't pay directly for your medical care. Your premium is the cost you pay to ...

Under the Emergency Medical Treatment and Labor Act (EMTALA), in the United States, hospitals are required to treat and ...

Platinum health insurance has high monthly rates, but it will pay for about 90% of your costs when you visit the doctor. A Platinum health plan is the best fit for you if you have serious or ongoing ...

It’s a cost-sharing arrangement between you and your insurance company — they cover a percentage of the expense and you pay ...

Sometimes, it makes sense to skip insurance and instead take advantage of a health savings account or flexible savings ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a ...