It’s the kind of unsolicited advice that pops up at family lunches and catch-ups with friends, but according to experts, it ...

The average person will need to show creditworthiness at some point in their life. To prepare, here's a guide on how to build ...

One year after the federal government established the Nigerian Consumer Credit Corporation (CREDICORP), the agency is already making waves in ...

Anyone who's ever tried to apply for a credit card will tell you it's no mean feat - by the time you've spent hours entering ...

Here’s what to know about credit scores and how to raise yours: A credit score is a three-digit number that indicates how ...

Credit scores don’t matter unless you ... The next 21% are in the “good” range, meaning they have a score between 670 and 739. At 28%, the highest percentage of people fall within ...

New York lawmakers introduced legislation in February that could limit how auto insurance companies use a driver’s credit history to assess and determine risk. The new legislation would ...

Over time, this helps build a good credit history. Lenders take note of this, and may even increase your credit limit or offer better terms. Such disciplined usage is reflected positively in your ...

Consistent, on-time payments are the true foundation of good credit, and without them, building credit history can't happen. High Credit Utilization Credit utilization refers to the amount of ...