Paying off your balances and reducing your debt load is the fastest way to boost your credit score. “Say your credit cards ...

Settling a debt can provide relief for your finances, but the impact it has on your credit score may surprise you.

After a nearly three-year freeze on mandatory payments, the U.S. Department of Education is phasing out its lenient approach ...

A law will go in effect in July to prohibit collection agencies and health care providers from reporting medical debt to ...

Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for ...

Eli and his team believe that your real estate needs should be managed by advisors, not salespeople. Their mission is to ...

Prosper will waive the card's annual fee for the first year when you setup autopay before the first statement.

Understanding the impact of loan inquiries on your credit score is crucial for financial health. Hard and soft inquiries ...

There’s no limit to how long you can keep a credit card account open as long as you’re in good standing. The longer you keep ...

Boost your credit score from 650 to 800 in 2025 with 5 smart moves—pay on time, use less credit, diversify loans, apply less, ...

Consumer rights expert Martyn James explains exactly how your credit score works and the biggest misconceptions that are ...

An 850 FICO® credit score is perfect -- but what does it actually get you? Here's what changes (and what doesn't) when you ...