Unless you’re living off the grid, they really do matter. The average credit score in the U.S. is 717, according to FICO, the ...

Paying off your balances and reducing your debt load is the fastest way to boost your credit score. “Say your credit cards ...

Settling a debt can provide relief for your finances, but the impact it has on your credit score may surprise you.

Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for ...

Paying accounts on time, fixing errors, and lowering your credit utilization could raise your credit score by 50-plus points ...

Eli and his team believe that your real estate needs should be managed by advisors, not salespeople. Their mission is to ...

There’s no limit to how long you can keep a credit card account open as long as you’re in good standing. The longer you keep ...

The national average U.S. FICO score, used as a benchmark for assessing consumer credit risk, slipped as federal student loan ...

Prosper will waive the card's annual fee for the first year when you setup autopay before the first statement.

Consumer rights expert Martyn James explains exactly how your credit score works and the biggest misconceptions that are ...

After a nearly three-year freeze on mandatory payments, the U.S. Department of Education is phasing out its lenient approach ...

Understanding the impact of loan inquiries on your credit score is crucial for financial health. Hard and soft inquiries ...