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Visa is hoping to hand your credit card to an artificial intelligence “agent” that can find and buy clothes, groceries, ...
Artificial intelligence “agents” are supposed to be more than chatbots. The tech industry has spent months pitching AI personal assistants that know what you want and can do real work on your behalf.
A lender might also consider a solo mortgage if one partner has credit issues, or you're not cohabiting, or you're in the process of a divorce - but you'll need to provide evidence. But ...