The financial etiquette dilemmas run the gamut. Is it appropriate to send a friend a Venmo request, asking for their exact share of a meal or event? Or do you wait for them to send you a payment?

That said, the truth is the Venmo team can’t do much other than ask nicely, as well. The recipient might feel more inclined to return the money if the request comes from the Venmo team itself ...

Venmo, a PayPal service, functions more like a digital wallet. You can keep a balance inside the app, pay others, or request money, all while adding playful emojis or notes — making it a social ...