Nationwide is offering first-time buyers a sub-4% mortgage for the first time since September 2024. The lender is cutting rates by up to 0.3% across selected two, five and 10-year fixes from tomorrow.

"It's just really bad etiquette, you just don't do that," says Harold, who worked for the royals at Highgrove House in the Cotswolds. Chef Wood agrees: "Some people think it's acceptable to finish ...

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