A major roadblock to the $4 billion global settlement for the Maui wildfires has been cleared. A lawyer representing victims says it could mean that survivors receive their first settlement payments by the end of the year.

Maui wildfire victims are closer to sharing a $4 billion settlement, possibly before the disaster’s second anniversary in August, after a Hawaii Supreme Court ruling Monday.

A historic settlement can begin flowing to people and businesses affected by the fire, but consequences for the insurance market are unclear.