According to the FDIC, the national average CD rate on a 6-month term is 1.60% APY (Annual Percentage Yield), but the best CDs from online banks and credit unions offer much higher rates.

If you're looking for a regular CD that isn't geared toward retirement, check out our best CD rates guide instead. An IRA CD is a type of retirement account that invests your money in a CD.

Use precise geolocation data and actively scan device characteristics for identification. This is done to store and access ...

Use precise geolocation data and actively scan device characteristics for identification. This is done to store and access ...