With the right Excel templates, you can budget, track expenses, and plan for the future—all without breaking a sweat. The ...

gather key information Before you get started with our free budget spreadsheet below, you’ll need some key financial information, including: Your take-home pay, or your monthly income after taxes.

Do the same with potential deductions as you incur those expenses. You can update your spreadsheet weekly, monthly, or whenever is convenient, as long as you stick to a routine. Any time you recei ...