A crucial way to do this is to consider the loan-to-value (LTV) ratio of their deposit. This could be the difference between a higher and lower interest rate on a mortgage, so should be taken into ...

This scenario highlights how LTV is deeply interconnected with various aspects of the business. Mistaking this metric for a stand-alone strategy can lead to missteps. It’s essential to use LTV ...

LTV stands for the loan-to-value ratio (LTV), which is the percentage of the property value you’re loaned as a mortgage. In others words, it’s the proportion that you’re borrowing.

In the early months of 2025, lenders are racing to give the best deals to first-time buyers as the sales market gets off to a strong start. In February, some mortgage rates fell below four per cent ...

This means it could be even easier to afford that first home. LTV stands for loan-to-value, a crucial concept to understand when securing a mortgage. It decided by the amount put down for a ...