However, that isn't always possible so many people may wind up with high-interest credit card debt. In these situations, taking advantage of a 0% balance transfer offer can reduce the interest you ...

But before you jump in, you’re probably wondering: "Do balance transfers hurt your credit?" Good news: a balance transfer won't wreck your credit score.

Best balance transfer credit cards of April 2025 Best with 0% intro APR for 24 months U.S. Bank Shield™ Visa® Card Best with 0% intro APR for 21 months Citi Simplicity® Card Wells Fargo ...

Ben Luthi is a freelance personal finance and travel writer. He started earning credit card rewards in 2013 and leveraged his passion into a writing career. He's contributed to dozens of other ...

Once the balance transfer is complete, you’ll pay down the balance on the new card. Moving high-interest debt to a 0% APR credit card through a balance transfer can save you hundreds or even ...

National nonprofit credit counseling agency Take Charge America helps consumers cut through the confusion of balance transfers and avoid costly missteps When faced with mounting credit card debt ...

See how we rate credit cards to write unbiased product reviews. If you're carrying high-interest debt, you can get a balance transfer credit card that offers new cardholders a zero-interest period ...

2025--(BUSINESS WIRE)--When faced with mounting credit card debt, a balance transfer promotion that offers promising low or zero interest may seem like a lifeline. While these cards can be a step ...

A balance transfer is just what it sounds like: Relocating the debt from one credit card to another. At first, that may sound silly. After all, you still owe the same amount of money — and ...

What is a balance transfer credit card? With a 0% balance transfer credit card you can shift debt from expensive credit and store cards and freeze the interest for a set period. Some deals last as ...