So, if you decide to apply for the card online, you’ll want to make sure you put your shopping order through in that timeframe to score your 20% off. Like many store cards, the Macy’s Credit ...

Also, a 20% discount on Macy's card purchases is available the day you're approved for an account and the day after for up to $100 in savings, so long as your application receives immediate approval.

Macy’s raised its full-year forecast on credit card revenues due to a high profit share in the sector. REUTERS Big Lots raised its APR by 6 percentage points from 29.99% to 35.99%.