So, if your home is worth $400,000, you have a mortgage balance of $250,000, and you're taking out a HELOC for $50,000, you'd have an LTV of 75% (300,000 / 400,000 = 0.75.) Loan-to-value ratio ...

conforming purchase mortgages with a loan-to-value (LTV) ratio greater than 75 and less than or equal to 80 and a credit score of at least 740 based on applications from lenders across the country ...

The FHA mandates that the loan-to-value (LTV) ratio cannot exceed ... after the loan is paid down to 78% LTV Mortgage Insurance Premiums Upfront: 1.75% of the loan + annual: 0.15% to 0.75% ...

Lower-deposit mortgage options for landlords are on the rise, but they might find it is difficult to get approved for one.

Home equity loans and HELOCs allow you to borrow against the value of your home. Both are types of second mortgages, but they differ in how you can access your funds and how you'll repay them.