Paying off your balances and reducing your debt load is the fastest way to boost your credit score. “Say your credit cards ...

Settling a debt can provide relief for your finances, but the impact it has on your credit score may surprise you.

Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for ...

An 850 FICO® credit score is perfect -- but what does it actually get you? Here's what changes (and what doesn't) when you ...

Paying accounts on time, fixing errors, and lowering your credit utilization could raise your credit score by 50-plus points ...

There’s no limit to how long you can keep a credit card account open as long as you’re in good standing. The longer you keep ...

Consumer rights expert Martyn James explains exactly how your credit score works and the biggest misconceptions that are ...

Visit americanexpress.com to learn more. A perfect credit score of 850 is hard to get, but an excellent credit score is more achievable. If you want to get the best credit cards, mortgages and ...

Understanding the impact of loan inquiries on your credit score is crucial for financial health. Hard and soft inquiries ...

After a nearly three-year freeze on mandatory payments, the U.S. Department of Education is phasing out its lenient approach ...

A credit score of 800 or above is considered excellent and has the same benefits as a perfect 850 score. Benefits of an 800 credit score include better credit offers, lower interest rates and ...

Make all monthly payments on time: Making consistent on-time payments on student loans, credit cards and other lines of ...